What the latest rate rise really means for borrowers
The RBA has lifted rates to 3.85%. Here’s what the latest rate rise really means for your home loan, repayments, and the smart moves borrowers can still make.
When rent costs more than a mortgage in parts of Australia
In hundreds of suburbs, tenants are now paying more each week in rent than they would be paying on a mortgage for the same type of home.
Can Christmas debt affect home loan approval?
Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.
When Rates Won’t Move Borrowers Still Can
Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.
Mortgage stress at lowest level since early 2023
Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.
Granny flats demand booms as Australians search for affordable housing solutions
Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.
Competition Heats Up as Home Loan Rates Slide to Two-Year Lows
Home loan rates in Australia have dipped below 5 percent for the first time in nearly two years, as competition between lenders intensifies. This shift signals a turning point for borrowers, with both fixed and variable rates starting to slide independently of Reserve Bank moves.
How Quickly Can a Home Loan Be Approved?
Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.
Five per cent first homebuyer deposit scheme to begin in October
The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.
Rate Relief in Motion What the August RBA Rate Cut Means for Homeowners and Investors
On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.