How the Banks Calculate Borrowing Capacity

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If you’re in the market for a new home or investment property, you’re probably wondering how much you can afford to borrow. Understanding how the banks calculate your borrowing capacity is a critical first step in the home-buying process. Here’s what you need to know. What is Borrowing Capacity? Borrowing capacity is the maximum amount […]

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IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.